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Elphaba
Guest
Your ex wife could apply for student grant for son or daughter going to college, if they are living with her, not sure of exact ins and outs. You should ring your local v.e.c
and chat with them, you're projected fees of 12,000 is crippling...this may all change with students having to take out loans, which lets them shoulder the responsibilty..
I see you are with First Active, I have been trying to restructure with them for 7 months then out of the blue we get a call to meet this bloke, who is helping us restructure. He was a manager but he is now out on the road talking to people,
couldn't have been nicer, which gives us great peace of mind with affordable repayments, talk to them. Your credit card is your most expensive debt and will spiral out of control if you dont make the minimum payment or any payment for that matter.
Use at least 1 k of your savings to knock a bit off your credit card. Ive been through this, borrowing more money is really NOT AN OPTION and worrying yourself over
fees in the future, talk to your kids, tell them the truth and your worries, you may be surprised. Look after yourself...
and chat with them, you're projected fees of 12,000 is crippling...this may all change with students having to take out loans, which lets them shoulder the responsibilty..
I see you are with First Active, I have been trying to restructure with them for 7 months then out of the blue we get a call to meet this bloke, who is helping us restructure. He was a manager but he is now out on the road talking to people,
couldn't have been nicer, which gives us great peace of mind with affordable repayments, talk to them. Your credit card is your most expensive debt and will spiral out of control if you dont make the minimum payment or any payment for that matter.
Use at least 1 k of your savings to knock a bit off your credit card. Ive been through this, borrowing more money is really NOT AN OPTION and worrying yourself over
fees in the future, talk to your kids, tell them the truth and your worries, you may be surprised. Look after yourself...