airgeadman
Registered User
- Messages
- 6
I am only after finding out about this forum and I am just looking for some feedback regarding my investment strategy. I plan on diversifying my investment in 4/5 ETFs. I don't plan on investing for another month or so until I do more research on this.
At the moment this what my portfolio roughly looking like:
iShares MSCI Core UCITs S&P 500 (50% of the portfolio)
iShares MSCI Core UCITs Emerging Markets (10%)
iShares MSCI EU small-cap UCITs (20%)
Has anyone any feedback, as it would be much appreciated. Also, my boss (I'm a part-time worker in a shop) once told me that a 15% return per annum is ideal. Is this too ambitious to achieve with an ETF based portfolio?
***EDIT & UPDATED (IGNORE EVERYTHING ABOVE!!)***
Appreciate the feedback. For some context. I have several thousand I intend on investing and this is taking into account that I have an 'emergency fund' set aside. I recognize my initial thought process on the portfolio is poor. I know some people are probably thinking why is this guy asking for advice if he isn't going to take it, but I just want to say I have taken all the advice on board and I am grateful for it. I am slightly more agro than putting 100% into global ETF. Just to explain my reasoning, to again going with 4 ETFs and not just the global. I want to invest 20% of my money in something (EM and Small Caps) more volatile than the global ETF as I am prepared to take on that risk. US Small Caps have outperformed Large Caps by an average of 2% per annum between 1926 and 2017. My reasoning behind choosing an exclusive European ETF is because the World ETF holds 70% US and Canada, and about 10% between Japan & Aus...ie. 20% Europe I would like more than 20% exposure to Europe. My new updated approach is:
iShares Core MSCI World UCITS ETF Acc 60%
iShares Core MSCI Europe UCITs 20%
iShares Core MSCI EM IMI 10%
Russell 2000 Small-Cap tracker fund10%
Still unsure about the EU ETF because the UK has a 20% holding in it, and I wouldn't be confident with the UKs economy over the coming years with the likelihood of a 'No Deal Brexit'... Will i scrap this and go 80% global, 10 EM, 10 Small cap.. OR maybe 60 global, 20 %QQQ, 10 EM, 10 SC.
Any feedback again is appreciated.
At the moment this what my portfolio roughly looking like:
iShares MSCI Core UCITs S&P 500 (50% of the portfolio)
iShares MSCI Core UCITs Emerging Markets (10%)
iShares MSCI EU small-cap UCITs (20%)
Has anyone any feedback, as it would be much appreciated. Also, my boss (I'm a part-time worker in a shop) once told me that a 15% return per annum is ideal. Is this too ambitious to achieve with an ETF based portfolio?
***EDIT & UPDATED (IGNORE EVERYTHING ABOVE!!)***
Appreciate the feedback. For some context. I have several thousand I intend on investing and this is taking into account that I have an 'emergency fund' set aside. I recognize my initial thought process on the portfolio is poor. I know some people are probably thinking why is this guy asking for advice if he isn't going to take it, but I just want to say I have taken all the advice on board and I am grateful for it. I am slightly more agro than putting 100% into global ETF. Just to explain my reasoning, to again going with 4 ETFs and not just the global. I want to invest 20% of my money in something (EM and Small Caps) more volatile than the global ETF as I am prepared to take on that risk. US Small Caps have outperformed Large Caps by an average of 2% per annum between 1926 and 2017. My reasoning behind choosing an exclusive European ETF is because the World ETF holds 70% US and Canada, and about 10% between Japan & Aus...ie. 20% Europe I would like more than 20% exposure to Europe. My new updated approach is:
iShares Core MSCI World UCITS ETF Acc 60%
iShares Core MSCI Europe UCITs 20%
iShares Core MSCI EM IMI 10%
Russell 2000 Small-Cap tracker fund10%
Still unsure about the EU ETF because the UK has a 20% holding in it, and I wouldn't be confident with the UKs economy over the coming years with the likelihood of a 'No Deal Brexit'... Will i scrap this and go 80% global, 10 EM, 10 Small cap.. OR maybe 60 global, 20 %QQQ, 10 EM, 10 SC.
Any feedback again is appreciated.
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