Hi,
Let our VHI policy lapse 20 Dec 2017 and need to sign up before it is 13 weeks. Always had full coverage with work ( ie VHI Company plans) but new company doesn’t cover it and looking for better value.
Kids are 1.5 and 3.5 so covered by GP scheme but knock on wood they hardly ever get sick. I usually go to GP myself maybe 2-3 a year but have enough cash to cover any day-to-day expenses, occasional consultant visits, and ok with higher excess. Looking mostly to cover hospital and major issues. We live closest to Beacon out of 3 hi-tech hospitals.
Thinking of Laya Control 600 Connect for myself and One +Plan but looking for advice on “downgrading” of policies. If we have enough cash cushion for most smaller matters, are there any other reasons we shouldn’t downgrade and pay less in premiums? Thanks for any advice.
Let our VHI policy lapse 20 Dec 2017 and need to sign up before it is 13 weeks. Always had full coverage with work ( ie VHI Company plans) but new company doesn’t cover it and looking for better value.
Kids are 1.5 and 3.5 so covered by GP scheme but knock on wood they hardly ever get sick. I usually go to GP myself maybe 2-3 a year but have enough cash to cover any day-to-day expenses, occasional consultant visits, and ok with higher excess. Looking mostly to cover hospital and major issues. We live closest to Beacon out of 3 hi-tech hospitals.
Thinking of Laya Control 600 Connect for myself and One +Plan but looking for advice on “downgrading” of policies. If we have enough cash cushion for most smaller matters, are there any other reasons we shouldn’t downgrade and pay less in premiums? Thanks for any advice.