Paying £92 a month at the moment, although my UK bank take £10 of that as a transfer fee each time I pay AIB. They removed the overdraft from the account but would only agree payments on the basis interest would still accrue but at standard rate.
They would only discuss suspending interest and combining the accounts if I agreed to pay over £225 a month which is never going to happen on barely above minimum wage, but I acknowledge I would probably be able to increase payments to £105 - £110 which will most likely be my proposal to AIB.
There's about 9k left on there right now, the prospects of paying that back in the short to medium term I would say are pretty slim, but I'd like to avoid going bankrupt so I don't trash my UK Credit rating which is in good shape.
Would they really try and get an agency to take action against me on the basis that the payment I'm making to them which we previously agreed is not enough? I'd have thought that they'd be happy to b e getting anything?
They would only discuss suspending interest and combining the accounts if I agreed to pay over £225 a month which is never going to happen on barely above minimum wage, but I acknowledge I would probably be able to increase payments to £105 - £110 which will most likely be my proposal to AIB.
There's about 9k left on there right now, the prospects of paying that back in the short to medium term I would say are pretty slim, but I'd like to avoid going bankrupt so I don't trash my UK Credit rating which is in good shape.
Would they really try and get an agency to take action against me on the basis that the payment I'm making to them which we previously agreed is not enough? I'd have thought that they'd be happy to b e getting anything?
Last edited: