Hi there,
I'm planning to fix rate on my Permanent TSB mortgage (probably 2 year rate at 3.99%, from the tracker rate I currently have (Base + 1.05%) have been advised by PTSB that to change to fixed rate will incur a 100 euro admin charge. It is listed in their official charges, but is this normal practice for all mortgage providers and has anyone managed to change to fixed rate without incurring this charge? (which stikes me as opportunistic on ptsb's part).
I'm planning to fix rate on my Permanent TSB mortgage (probably 2 year rate at 3.99%, from the tracker rate I currently have (Base + 1.05%) have been advised by PTSB that to change to fixed rate will incur a 100 euro admin charge. It is listed in their official charges, but is this normal practice for all mortgage providers and has anyone managed to change to fixed rate without incurring this charge? (which stikes me as opportunistic on ptsb's part).