Opened a new policy for house insurance and had an custom designed engagement ring valued for inclusion as a named item. (€7000) Subsequently lost the ring and was only offered a "replacement ring" or €6000. The replacement ring would be created by a third party and not by the original manufacturer. The original jeweller stands over their valuation but insurance company do not want to know.
Do I have any grounds to appeal this?
Do I have any grounds to appeal this?