opening a bank account.

C

cantaffordit

Guest
Any advice welcome.
My wife will be moving back to Ireland to stay in the near future (i will follow at a later date).She will be moving into her parents home.
How will she be able to open a bank account without proof of address in Ireland,she dose have passport,driving licence id and pps number.
Advice also required on which bank to pick or not pick, also really need a cheap any easy way to transfer money back to Scotland (500-700 Euro p/m) to pay mortgage bills ect.Anything else anybody thinks is relevant about moving.
Appologies for so many questions.
 
"Moving back to Ireland".. Was she born here.. lived here before?
Any bank will ask for a PPS number, I'd strongly suggest that she first applies for PPS number if she doesn't already have one.
 
Why not change the address on an existing bank account in the UK to where she will be staying and then get some statements sent over?
 
Cat101 said:
"Moving back to Ireland".. Was she born here.. lived here before?
Any bank will ask for a PPS number, I'd strongly suggest that she first applies for PPS number if she doesn't already have one.
Click to expand...

cantaffordit said:
Any advice welcome.
...,she dose have passport,driving licence id and pps number.
...
Click to expand...

I think the answer to your question Cat101 is she does have a PPS number (and by the sounds of it did live here previously)
 
so-crates said:
I think the answer to your question Cat101 is she does have a PPS number (and by the sounds of it did live here previously)
Click to expand...
I misread the OP..sorry.
Would it be possible to have one of her parents utitily bills transfered into her name?
 
Thanks for the replies,keep the coming.
I was thinking about get one of her parents bills transfered into her name,didn't think about changing one of her current accounts in Scotland to a Irish address but will look into it.
Noticed Postbank only requires one proof of address when others require two or am i wrong?
PS. wife was born in Ireland.
These modern women make it hard.
passport-double barreled name
driviving id - my name
working name - maiden name
 
We had staff relocate to the Dublin office and had to open a bank account with no bill. I think the bank looked for a letter from the company confirming residence but let them open a bank account without a utility bill.
 
cantaffordit said:
....
These modern women make it hard.
passport-double barreled name
driviving id - my name
working name - maiden name
Click to expand...
It isn't modern wimmen it is the continuation of the patriarchical anachronism of women taking their husbands name that is at fault here. When women went from their father's house to their their husband's, and rarely had to interact with formal documentation (so no driving, little foreign travel, limited access to higher education qualifications, etc) there were few places that they had to worry about their name. Nowadays a woman getting married and changing her name has to be planned like a campaign, it is a rare woman that is walking up the aisle without any of driving licence, passport, qualification, e-mails, bank accounts, investments, loans, etc to her name.
 
PPS number is not needed to open an account. Postbank and Halifax certainly do not ask. I would recommend the latter purely for the Visa debit card.

The only reason the banks had to ask for a PPS number in the past was when SSIAs existed to make sure that no one had more than 1 of them. Some banks have continued the practice. The Data protection commissioner has ruled that it is wholly unnecessary.

All that is legally required is 1 photo ID and proof of address i.e. a bill of some sort.
 
I opened accounts last week with my mother and had to provide PPS numbers which I was told was to comply with the EU Savings Tax Directive.

mf
 
If her parents write a letter confirming that she is living with them, and provide a copy of one of their own utility bills, that might suffice.
 
her old bank shouldnt change her address to ireland. you should be resident of the country your bank is in. anti money laundering laws should prevent them from doing that. she doesnt need to provide pps if she's opening a halifax account but would need to provide some sort of proof of address. if she's planning on driving over here she could use her certificate of insurance or like others have said get the utility bill changed to her name. even a littlewoods bill can be used. with regards to transferring money, i know halifax can do swift payments over the phone. hope this helps.
 
Take a meter reading Gas / Elec - contact supplier - add name to account and request bill based on read given.
 
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