Thanks Shark. Over a year ago, I got sold and signed up a premium current account with a bank. This account cost me €10 per month. This gave me a free overdraft and discounts on things such as flights and hotels. When I attempted to get these discounts, I found that I was able to get better deals by myself. 2 months ago, they pulled the overdraft with no warning, which left me a bit stuck. Anyway, I complained to them about the fees they charged and highlighted the the travel discounts never existed and that the account was a scam.
To make a long story short, I told them I wanted to make the account into a regular free account, for which I was told I had to sign a form. I told them to shove their form as they know who I am ( was on the phone and had been verified and the calls are recorded).
I then opened an account with another bank, leaving the old account with a 0 balance.
They have continued to charge the €10 to the old account, putting it into overdraft, and fees for an unauthorized overdraft.
Do I have a leg to stand on by ignoring them? I was thinking of letting the debt build up and let them take me to court, but ya know they way things are here, the big fish always win.
Got any advice?