I have discovered that my insurance company has closed off a claim from Nov 2006 and paid out absolutely nothing to the other guy. They have restored my NCB to the full 5 years.
Now do you have to declare this to future insurers? It seems that places like AXA and Hibernian still load heavily on the basis of being not at fault in an accident. Some companies say that once they have not paid out you don't need to declare it. Others like Quinn ask about no fault accidents.
I would be grateful to hear of your opinions.
Now do you have to declare this to future insurers? It seems that places like AXA and Hibernian still load heavily on the basis of being not at fault in an accident. Some companies say that once they have not paid out you don't need to declare it. Others like Quinn ask about no fault accidents.
I would be grateful to hear of your opinions.