Northdrum...this is what Bill Cullen said in his short weekly article in the sunday times today.
"Despite the anxiety there are still 1.8 million people earning a salary cheque — nearly double the amount of 10 years ago. There is a ¤300 billion bedrock of wealth in the country that wasn’t there in the 1990s. Mortgage rates have reduced dramatically; food, clothes and petrol have also fallen substantially, reducing the cost of living by about €500 a month."
http://www.timesonline.co.uk/tol/news/world/ireland/article6210748.ece
Its interesting. Hes on the same wave length as you.
I greatly admire business people like bill cullen who are finding it very tough going at the moment, but as shown by him, you always have to keep the head high and battle on.