cologneboy
Registered User
- Messages
- 55
Hello,
We had to claim under our home insurance policy with getcover, undrwritten by lloyds. Water escaped from the first floor on-suite and damaged the ceiling below.
A loss adjustor has been out, had a quick look and requires a contractors estimate for proposed building repairs and plumber's report confirming location and cause of leak.
We had the plumber out and on inspection indicated that there is a crack in the immediate connection from drain in the shower tray which caused the water to escape.
My first question is if this kind of default is injured. My second question, is the work, required to replace this part, taking out the shower tray etc, covered for the claim? And finally, as part of the damage caused, there is a crack, about 80-90cm in the ceiling. Am I right to assume that I'm entitled to have the laster boards effected replaced as to have it reinstated to how it was before the water leaked?
Thanks, any advise appreciated,
cologneboy
We had to claim under our home insurance policy with getcover, undrwritten by lloyds. Water escaped from the first floor on-suite and damaged the ceiling below.
A loss adjustor has been out, had a quick look and requires a contractors estimate for proposed building repairs and plumber's report confirming location and cause of leak.
We had the plumber out and on inspection indicated that there is a crack in the immediate connection from drain in the shower tray which caused the water to escape.
My first question is if this kind of default is injured. My second question, is the work, required to replace this part, taking out the shower tray etc, covered for the claim? And finally, as part of the damage caused, there is a crack, about 80-90cm in the ceiling. Am I right to assume that I'm entitled to have the laster boards effected replaced as to have it reinstated to how it was before the water leaked?
Thanks, any advise appreciated,
cologneboy