Apologies if this seems daft or has been answered before but I couldn't see it.
Basically for Janurary I have been very strict with myself as regards keeping a spending diary and have noted everything. However I got Dunnes Stores vouchers at Christmas which I will use this week for grocery/food shopping.
Are vouchers considered an income for budgeting purposes & keeping track of spending, or would I disregard what I spend on vouchers altogether from outgoings.
Trying to get accurate idea of my spending, & writing everything down has been an eyeopener
Basically for Janurary I have been very strict with myself as regards keeping a spending diary and have noted everything. However I got Dunnes Stores vouchers at Christmas which I will use this week for grocery/food shopping.
Are vouchers considered an income for budgeting purposes & keeping track of spending, or would I disregard what I spend on vouchers altogether from outgoings.
Trying to get accurate idea of my spending, & writing everything down has been an eyeopener