I have a credit card with very high interest and I have being trying to clear it for months and getting nowhere. Recently my bank advertised a lower interest rate credit card with 0 % interest on balance transfers. I applied but of course was refused due to a late payment on present card. I want to get out of paying these high interest rates. I havent used the card at all this year and still the balance is not going down. Could I ask bank to put credit card into a loan with a cheaper interest rate.
I would prefer not to change over to another card anyway because I am afraid I will end up with 2 credit cards. The only thing I would miss not having a visa is for paying for short trips online ie. ryan air or aerlingus.
Has anyone any views on this. Please help these credit card statements are a nightmare.
I would prefer not to change over to another card anyway because I am afraid I will end up with 2 credit cards. The only thing I would miss not having a visa is for paying for short trips online ie. ryan air or aerlingus.
Has anyone any views on this. Please help these credit card statements are a nightmare.