Question: What is MBNA's IBAN, BIC and SWIFT number?
Answer: SWIFT/BIC Code – AIB KIE2d
IBAN No.IE62AIBK
Bank Sort Code – 932086
Bank Account Number - 90001059
Please ensure that your own 16 digit card number is always quoted by the foreign bank within the 'Payment Details' field of the payment message.
The overseas Bank may also require this address:
AIB, 7/12 Dame Street, Dublin 2.
Swift Payments may take up to 5 working days to reach your account
Unfortunately I don't know anybody like that. In any case even if there is a credit balance they get hit with cash advance and/or interest fees on the MBNA card it seems so there's no great advantage in lodging the money as far as I can see. That's a real pain. I'm glad I have a PTSB VISA which doesn't do this if the account is in credit and does not charge interest immediately (just the cash advance fee of 1.5%) on cash advances.Do you have a friend who has a Merchant Account? Could they issue a credit to your friend. So let's say you give them €1,000, they would credit this (less the 3% charge) to your friend's account. I think it would be instant.
They have plenty of credit limit but I thought that they could avoid cash advance/withdrawal charges if there was money in the account. Seemingly not with MBNA. I have effected the transfer using the MBNA bank details above anyway and will see if it works.If it's an emergency, could they ring MBNA and request a credit limit increase, which would take immediate effect? They could then draw the cash against their new increased limit and you could sort out the re-imbursement at a more leisurely pace.
I need to transfer money to somebody's CC account but only have their CC number and not the actual CC account IBAN number. Is there any way to effect the transfer?