Health Insurance Q's/Renewal

L

lillie

Guest
HI just wondering if anyone has any info or experiences about the following. I received my health ins renewal and was looking through and decide to get a quote if i downgraded my policy. It works out about €450 per year cheaper for a family of 3, were with quinn.
However my cover will now drop to semi-private care in any private hospitals ie : i will have to cover the short fall between the two costs.
Does anyone know if this is likely to be very high? My main concern would be from a maternity point of view. Not sure if its worth sticking with my current policy or downgrading...just don't want to be in a situation where the short fall will be more than the difference between the two policy's.
Hope this make sense and i would greatly appreciate any answers, thanks
 
lillie said:
My main concern would be from a maternity point of view.
Click to expand...

It depends hospital you would plan on using. In most maternity hospitals they have a very limited number of private rooms, so it is a waste of money.
 
lillie said:
HI just wondering if anyone has any info or experiences about the following. I received my health ins renewal and was looking through and decide to get a quote if i downgraded my policy. It works out about €450 per year cheaper for a family of 3, were with quinn.
However my cover will now drop to semi-private care in any private hospitals ie : i will have to cover the short fall between the two costs.
Does anyone know if this is likely to be very high? My main concern would be from a maternity point of view. Not sure if its worth sticking with my current policy or downgrading...just don't want to be in a situation where the short fall will be more than the difference between the two policy's.
Hope this make sense and i would greatly appreciate any answers, thanks
Click to expand...

May I ask what plan you currently have and what you're thinking of dropping to?
 
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