Is it only me who finds these criteria stupid?
I have had a current account for several years that has NEVER been overdrawn and I recently chatted to my bank about availing of free banking as I had seen them advertise it.
It seems that it is no problem to get it, as long as you do 2 transactions per quarter such as online money transfers or using their ATM to take money out.
Problem is I have no need to do any of these things. I just lodge money every month and thats it - its my mortgage account and has limited transactions on it (mortgage/car insurance/house insurance). I do not use the account to do any daily transactions out of, so I would have to make the effort to do these 2 transactions they require per quarter.
I appreciate some will say that its easy to do 2 transactions per quarter, but why should I have to? I don't exactly strain their systems every year do I? I lodge money every month for my mortgage/insurances and it comes out. Thats it. And I usually add extra so that my account grows a little.
So why can't they just give me free banking for free, instead of insisting on silly rules?
I have had a current account for several years that has NEVER been overdrawn and I recently chatted to my bank about availing of free banking as I had seen them advertise it.
It seems that it is no problem to get it, as long as you do 2 transactions per quarter such as online money transfers or using their ATM to take money out.
Problem is I have no need to do any of these things. I just lodge money every month and thats it - its my mortgage account and has limited transactions on it (mortgage/car insurance/house insurance). I do not use the account to do any daily transactions out of, so I would have to make the effort to do these 2 transactions they require per quarter.
I appreciate some will say that its easy to do 2 transactions per quarter, but why should I have to? I don't exactly strain their systems every year do I? I lodge money every month for my mortgage/insurances and it comes out. Thats it. And I usually add extra so that my account grows a little.
So why can't they just give me free banking for free, instead of insisting on silly rules?