polly_wolly
Registered User
- Messages
- 13
i am currently with AIB, and owe €5,500 on a €4,800 limit. i am struggling to get this balance down, so am wondering would changing card to maybe a bank of scotland card, where i have 6 month interest free and then a lower interest rate(9.6% i think, compared to AIB 16%). what do i have to do to change card, are there penalties incurred and is it as simple as contacting bank of scotland and applying for a card??? would they take over the existing balance on my current card