I received a phone call from my local AIB last week inviting me a representative to discuss opening an "SSIA-type" savings account. She was very vague but was very anxious to make an appointment for me to meet the rep. I did find out that the account would run for a max of five years and I would get the first three premiums free. She wasn't prepared to discuss interest rates or bank charges relating to the account. I'd have to meet with the rep. Has anyone heard of this account? Any advice?