What is the easiest way of obtaining credit. i have lived in ireland for 2 years now and i went to buy something on 12 months nterest free credit and i was declined. i have had a visa card for 18 months which i got to build up a credit rating, but when i sent of for my ICB report it said no data found. So i need credit to buid up a good rating but i cant get it as i have no rating. what is the best way around this?
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