Banking2006
Registered User
- Messages
- 170
Just got packs from both above, Loan interest over lifetime of loan is 20 euro dearer with Halifax. Should they not be the same?
Yes could be something to do with their 'free' offer of sat nav valued at 200 euro- but only 129 on special offer at Halford's!
APR is supposed to take these things into account, is it not?
Thanks for replies- problem for me if the 3 months penalty interest if i pay off early- bank of ireland do not charge same. So all in all Halifax is to be avoided!
Yes Bank of Ireland do have 'power' to charge penalty- but in reality they don't- even ring them and ask. However, they could if they wanted or if cost of money rose significantly in future.
Halifax guarantee to charge penalty!