I notice more (maybe it's reading this site) that more people are getting into debt and some of this is just arising from living beyond their means. Having family and a few friends who are not the most careful when it comes to money matters i can't help wondering why given that my generation growing up were quite poor. My parents had the old fashioned approach to money - which was if you couldn't afford it you didn't buy it. This approach passed by some of my siblings and while realising money isn't everything it make's me wonder what their children's attitudes will be about money matters. While not my place i would be interested to hear how others encourage a healthy attitude to money and saving especially in the 'have everything now' culture.