beetlebrain
Registered User
- Messages
- 13
Im new to the site hope im posting this where it should be.
Ive got myself into a bit of a pickle. I applied for a loan of ge money for 24,000 for a new car. They said ok that has been accepted, just send in copy of id, a bill, and 2 payslips. I did this and was told the loan would be in my account in 3working days. It wasnt so i gave them a quick ring and they said that the underwriters had decided not to approve the loan..even though i was told it was approved. They didnt even ring me to tell me. I made a complaint. I went ahead and ordered the car which is now waiting for me. I am waiting on boi to get back to me about a loan. aib have declined me. I'l tell you a little of my history. boi loan of €4,300 Cleared and I have one credit card at €4,500 no payments missed but i let it go overdrawn by 200. Im 21, and a home owner. Mortgage about 1000 pm. earn approxx 40k
I honestly dont know what to do. Should I apply to the garage for car finance? or will they just go threw the same people as ive asked? Does anyone else know where else i could look for a loan? also could anyone give me an insight as to be why im been declined? very depressed poster
Ive got myself into a bit of a pickle. I applied for a loan of ge money for 24,000 for a new car. They said ok that has been accepted, just send in copy of id, a bill, and 2 payslips. I did this and was told the loan would be in my account in 3working days. It wasnt so i gave them a quick ring and they said that the underwriters had decided not to approve the loan..even though i was told it was approved. They didnt even ring me to tell me. I made a complaint. I went ahead and ordered the car which is now waiting for me. I am waiting on boi to get back to me about a loan. aib have declined me. I'l tell you a little of my history. boi loan of €4,300 Cleared and I have one credit card at €4,500 no payments missed but i let it go overdrawn by 200. Im 21, and a home owner. Mortgage about 1000 pm. earn approxx 40k
I honestly dont know what to do. Should I apply to the garage for car finance? or will they just go threw the same people as ive asked? Does anyone else know where else i could look for a loan? also could anyone give me an insight as to be why im been declined? very depressed poster