I'm on a joint mortgage(but not on title) for a house being built by my partner on family land. I agreed to go on the mortgage with him at the time because he was having difficulty in getting the amount of money he needed to build. His earnings have since increased and he would now qualify for the mortgage amount on his own. I am not making any contributions to the mortgage and it may affect my FTB status. I don't really see any benefit of keeping my name on it when I'm not paying into it and not on the title deeds. Do you know if it is difficult to get your name taken off a mortgage? The mortgage is with Ulster bank and it's on a stage payment basis. If I take my name off, will I still qualify for a FTB. I am hoping to buy a place of my own. I didn't realise the implications of putting my name on the mortgage for the FTB status at the time we took it out 2yrs ago. By the way, this house is still not finished so I'm not living there at the moment.