Hi! Ravima, thanks for your reply. I am concerned for a no. of reasons. My ex is a big internet gambler. There were suspicions around the death of his wife, and his attempt to claim insurance from it. I did not get married to him, luckily, but I very nearly had an 'accident' which could have been fatal, while in his company, just shortly after I mentioned that I had taken out a large isurance policy - the insurance was inheritance tax, but he had presumed it was life insurance - in any case I guess he supposed it would go into the children's estate, and as their father he would be in control of it. At this time he did not know that I had left everything in trust for them with BOI Trust Services. Do you know how much he could potentially insure the children's lives for? Or can you explain more clearly what an 'insurable interest' is? Thanks.