Mortgage for approx 285k over 10 years.
Capital Credit Union variable rate is 3.85. AIB is 3.75. I think the difference over the term would be an extra c 1,600 in interest if go with Credit Union so not huge.
Is either Credit Union or AIB a better choice? I note from key Post by Brendan that AIB is a good lender but have approval from Credit Union in place and wondering whether to apply with AIB (prefer not to go through another mortgage application just because of the paperwbut if it is advisable then would obviously do it).
Any particular benefits in Credit Union mortgage over one of the main banks?
Thanks.
Capital Credit Union variable rate is 3.85. AIB is 3.75. I think the difference over the term would be an extra c 1,600 in interest if go with Credit Union so not huge.
Is either Credit Union or AIB a better choice? I note from key Post by Brendan that AIB is a good lender but have approval from Credit Union in place and wondering whether to apply with AIB (prefer not to go through another mortgage application just because of the paperwbut if it is advisable then would obviously do it).
Any particular benefits in Credit Union mortgage over one of the main banks?
Thanks.