This is what New Ireland charges on my employer's AVC scheme.
Please note that this fee scedule might be specific to this particular AVC scheme
BASIS C- from1 March 2022 for regular Payroll Contributions:
Minimum AVC contribution by Payroll deduction €200
Monthly contribution Net Allocation invested /%charge
No Bid/offer spread applies
< €250 per month 95%- ( 5% charge )
>€250 < €1,000 per month 96.4% (3.5% charge)
>€1,000 per month gross 97.45% ( 2.55% charge)
No Bid/offer spread applies to contributions.
Monthly policy fee of €3.81 per month
Pensions Authority fee €8.00 per annum.
Fund Management Charge: 0.75% per annum on value of your fund
Other funds as outlined below-
Prime Funds 3,4,5, Equities 0.75% per annum
Pension Cash Fund = 0.65%
Passive IRIS-Retirement | Annuity | lump sum = 0.65%
iFunds 3 = 0.85%
ifunds 4 and iFunds 5 = 0.90%
iFunds Equities = 0.95% per annum
BNY Mellon Global Real Return Fund (GRRF) =1.1% per annum
All other funds are at standard 0.75% per annum
ALL AVC Lump sums – see charging sheet