Hi i had loan with Ulster Bank for 4000 5 years ago i paid it back but owed 1900 which i repaid to the auditor.
But now i cannot get a loan from a credit union or a BANK.
I am 72 singleand need upkeep for house heating. Tks in advance for any ideas.
I was so sure all my problems were over and i dumped all paperwork everything to do with UB.What do you mean by paid to auditor?
I tried to get 3000 for a Car off a money lender and paid them 150 and they wanted another 300 so that was a waste
Worth having a conversation with Citizens Information to see if you qualify for something like the Fuel allowance. Don't go near money lenders, you'll just tie yourself in never-ending debt. Based on the initial information given here (over 70, living alone) all that would be needed would to see if you pass the means test.
No accounting firm would have been handling Ulster Bank debt collection so I am assuming they had handed over the debt to a debt collecting firm and you paid them.
It would be worth reaching out to the Credit Reference Agency and get your latest report to see where you stand and if anything can be amended
Are you absolutely sure that you were refused loans because of something what was registered against your name with the CCR?Hi i had loan with Ulster Bank for 4000 5 years ago i paid it back but owed 1900 which i repaid to the auditor.
But now i cannot get a loan from a credit union or a BANK.
I am 72 singleand need upkeep for house heating.
On what exactly?Tks in advance for any ideas.
Maybe any loan refusals were on account of your earnings and nothing to do with historical loan issues? €520 p.w. is in minimum wage territory.I earn about 520 a week now jeeez tks