I have a AIB Platinum Credit card which I usually use for car rental deposit or large purchases before the paycheck. I frequently check my card balance using AIB Mobile app to ensure that there are no unknown transactions and my card was charged/refunded the correct amount. I like my card because its free and gives me 0.5% cashback on any transactions (even Revolut top up).
However, I would like to close my AIB Current Account because I am not using it at all and just paying €6.85 quarterly fee. Ignorant employee at the branch insulted me (different story) and told me that if I close the account, I will lose access to the AIB Mobile app making it impossible to see card transactions until you receive a letter in a month.
Anybody had a similar case, is this true? What about opening Personal Demand Deposit Account? I have heard from some people that its one of the ways to keep online banking without current account (but it was in BOI)
However, I would like to close my AIB Current Account because I am not using it at all and just paying €6.85 quarterly fee. Ignorant employee at the branch insulted me (different story) and told me that if I close the account, I will lose access to the AIB Mobile app making it impossible to see card transactions until you receive a letter in a month.
Anybody had a similar case, is this true? What about opening Personal Demand Deposit Account? I have heard from some people that its one of the ways to keep online banking without current account (but it was in BOI)