I started an income protection policy in 2002. The policy covered all serious illness up to the age of 60 which is the retirement age in my position.
I have been unlucky healthwise and over the last 18 years had to submit a claim 4 times ( including current application) but got back to work and only drew payment once.
This has been the same illness
Now I understand they have changed their terms and conditions to only pay for 5 years
Now this is not the policy I was sold. I could have been in payment for 30 years realistically but I always tried very hard to get back to work.
I really need my current claim to get me to 60 like the plan stated ... can they make such radical policy changes?
I have been unlucky healthwise and over the last 18 years had to submit a claim 4 times ( including current application) but got back to work and only drew payment once.
This has been the same illness
Now I understand they have changed their terms and conditions to only pay for 5 years
Now this is not the policy I was sold. I could have been in payment for 30 years realistically but I always tried very hard to get back to work.
I really need my current claim to get me to 60 like the plan stated ... can they make such radical policy changes?
Last edited by a moderator: