dreamcatcher
New Member
- Messages
- 2
Personal details
Age: 28
Spouse's age: N/A
Partner's age if not married: N/A
Number and age of children: N/A
Income and expenditure
Annual gross income from employment: €42,500
Monthly take-home pay: €2,835
Type of employment: Employee
Employer type: private company
In general are you:
(a) spending more than you earn, or
(b) saving?
> I am saving
Summary of Assets and Liabilities
Family home value: N/A
Cash: €22,000
Defined Contribution pension fund:
Fund value: €434.54
Company shares : N/A
Buy to Let Property value: N/A
Buy to let Mortgage: N/A
Family home mortgage information
No mortgage yet. Hoping to buy in the future.
Other borrowings – car loans/personal loans etc
N/A
Pension information
Value of pension fund: €434.54
My current contribution: 3%.
Employer: 3% (but will match up to 6%)
Buy to let properties
N/A
Other savings and investments:
AIB Online savings account - €22,000
Other information which might be relevant
Life insurance: N/A
What specific question do you have or what issues are of concern to you?
Age: 28
Spouse's age: N/A
Partner's age if not married: N/A
Number and age of children: N/A
Income and expenditure
Annual gross income from employment: €42,500
Monthly take-home pay: €2,835
Type of employment: Employee
Employer type: private company
In general are you:
(a) spending more than you earn, or
(b) saving?
> I am saving
Summary of Assets and Liabilities
Family home value: N/A
Cash: €22,000
Defined Contribution pension fund:
Fund value: €434.54
Company shares : N/A
Buy to Let Property value: N/A
Buy to let Mortgage: N/A
Family home mortgage information
No mortgage yet. Hoping to buy in the future.
Other borrowings – car loans/personal loans etc
N/A
Pension information
Value of pension fund: €434.54
My current contribution: 3%.
Employer: 3% (but will match up to 6%)
Buy to let properties
N/A
Other savings and investments:
AIB Online savings account - €22,000
Other information which might be relevant
Life insurance: N/A
What specific question do you have or what issues are of concern to you?
- I would like to buy a house in the future.
- I would like to increase my income before I do this so I will likely wait for 2 years.
- Saving my deposit in an AIB online saver a/c.
- Is there a better option to save the deposit while I wait please? I think AIBs interest is capped at 12,000 so I have a feeling it shouldn’t be there but I don’t know the best option so any advice would be appreciated!
- Should I increase my pension contributions & reduce the amount towards the deposit?