Hi, I want to remortgage my home. Plenty of equity on, worth approx 200k, I’ve a 58k mortgage on it now. While the house and mortgage is in my name, l am married and my husband is blacklisted due to a repossession in the crash. I need to get approx 100-150k to extend. My salary can easily cover it. BOI have said as it’s the family home (2kids also), my husband must go on the application but I can ask for his name to be left off the deeds and mortgage. I haven’t told them the reason I don’t want him included. My question is am I better going through a broker? Would a credit union mortgage be more understanding? If I had to do a legal separation what would this entail? Many thanks.