Afternoon folks, a small house that I have admired for a number of years has just gone on sale for €150k. I wasn't originally planning to buy, as I had hoped to rent but there has been no affordable rentals available in the area. Although my plan was to rent, this feels like an opportunity to buy that I wasn't anticipating. I would have savings in place to be able to put down a decent deposit of around €50-80k. The house has been vacant for 5 years so it's a bit of a fixer-upper but would possibly be elligible for the €50k vacant property refurbishment grant from the government.
Is it possible to obtain a home loan / mortgage at short notice or am I wasting my own time on this idea?
Is it possible to obtain a home loan / mortgage at short notice or am I wasting my own time on this idea?