Hi - I worked full time in the private sector from the age of 17 - 31 (1989 - 2003), had three children and looked after kids at home (2003 - 2010), returned to work in a different company part-time from (2011-2016)
No real pension for the above (I think 2 years pension contributions by me in 2001-2003 and then to a different company in 2014-2016)
I'm now a teacher in secondary school on full time contract since 2016 but want to look at options of retiring at 60 (ten years time).
The whole pension aspect is a blackhole to me - I can contact HR but it's by email and it can take months for them to get back on general/non urgent pension queries.
I should have enough contributions for State Pension (but that probably won't kick in until I'm 67). I was wondering if there is any indication of what general amount I'd expect to receive from my pension as a teacher if I did retire at 60, 65 or 67 (note: my actual contract states 70 is my retirement age !! I can barely imagine being able to teach in my mid/late 60s let alone at 70).
Any thoughts/guidance/advice or information would be really appreciated. Many thanks.
No real pension for the above (I think 2 years pension contributions by me in 2001-2003 and then to a different company in 2014-2016)
I'm now a teacher in secondary school on full time contract since 2016 but want to look at options of retiring at 60 (ten years time).
The whole pension aspect is a blackhole to me - I can contact HR but it's by email and it can take months for them to get back on general/non urgent pension queries.
I should have enough contributions for State Pension (but that probably won't kick in until I'm 67). I was wondering if there is any indication of what general amount I'd expect to receive from my pension as a teacher if I did retire at 60, 65 or 67 (note: my actual contract states 70 is my retirement age !! I can barely imagine being able to teach in my mid/late 60s let alone at 70).
Any thoughts/guidance/advice or information would be really appreciated. Many thanks.