PatrickSponge
Registered User
- Messages
- 13
I’m hoping someone can help me please. I’ve lived in my home since 2009 and decided to switch my mortgage. It was a pretty drawn out experience but I thought I eventually got there.
The money has drawn down to the solicitor who contacted me to say final account had to be settled before before my old bank was paid off.I paid the solicitor and any other bits that needed and then yesterday, a bomb shell is dropped.
The solicitor contacts me to say there is a problem with the final search. There is a judgement mortgage order against my house from the pervious owners. Looking at the timeline, it was added after the solicitors did their search when I bought it on 2009 and just before the house was registered in my name.
The judgement order is from BOI the same bank I am switching from. The problem I have is that I am now paying interest in my new and old provider. I contacted BOI but because it was a Friday, they will get back to me.
Does Anyone know likely ourcomes? How long it takes to get this removed so I can progress or what are the implications if I have to return monies while this is being resolved? Should my solicitor have done final searches before drawn down?
This is stressing me out no end and any guidance would be much appreciated.
Many thanks.
The money has drawn down to the solicitor who contacted me to say final account had to be settled before before my old bank was paid off.I paid the solicitor and any other bits that needed and then yesterday, a bomb shell is dropped.
The solicitor contacts me to say there is a problem with the final search. There is a judgement mortgage order against my house from the pervious owners. Looking at the timeline, it was added after the solicitors did their search when I bought it on 2009 and just before the house was registered in my name.
The judgement order is from BOI the same bank I am switching from. The problem I have is that I am now paying interest in my new and old provider. I contacted BOI but because it was a Friday, they will get back to me.
Does Anyone know likely ourcomes? How long it takes to get this removed so I can progress or what are the implications if I have to return monies while this is being resolved? Should my solicitor have done final searches before drawn down?
This is stressing me out no end and any guidance would be much appreciated.
Many thanks.