Hi,
My wife took out a mortgage with KBC in 2011. We're married since 2017 and have been paying the mortgage out of a joint account since then, but the mortgage is still only under her name.
She is job sharing at the moment, so her gross income is only circa 30k p/a. However, our combined income is well over 100k.
There's 100k outstanding on the mortgage and we'd like to move to Avant, for obvious reasons.
Is there any chance they would allow us simply transfer the mortgage under her name?
Or would we have to add my name to it, to meet income requirements? If the latter is the case does anyone know how much more complicated the process would be?
My wife took out a mortgage with KBC in 2011. We're married since 2017 and have been paying the mortgage out of a joint account since then, but the mortgage is still only under her name.
She is job sharing at the moment, so her gross income is only circa 30k p/a. However, our combined income is well over 100k.
There's 100k outstanding on the mortgage and we'd like to move to Avant, for obvious reasons.
Is there any chance they would allow us simply transfer the mortgage under her name?
Or would we have to add my name to it, to meet income requirements? If the latter is the case does anyone know how much more complicated the process would be?