Hello. Im with PTSB switching to AIB or Avant when i can.
Just Reading avants new rates Excited! Will ask a separate question later on Avants rates.
So iv over 5k built up in credit from overpaying. Now im looking to switch. Should i use that built up credit (use credit to cover next 3/4 months mortgage payments) to build up some savings over the next 4 months then switch, or let that credit there and it will come off the redemption figure switching. So i will be borrowing less from the new lender.
Thanks
Just Reading avants new rates Excited! Will ask a separate question later on Avants rates.
So iv over 5k built up in credit from overpaying. Now im looking to switch. Should i use that built up credit (use credit to cover next 3/4 months mortgage payments) to build up some savings over the next 4 months then switch, or let that credit there and it will come off the redemption figure switching. So i will be borrowing less from the new lender.
Thanks