I did a screen shot and excel download of current holdings. This was sufficient but in my case I think it was more about showing were the same amount of cash was going each month rather than the value of the investment
By doing what you are doing, you are effectively borrowing to buy shares which is not a good idea.
But you should sell the bulk of your shares.
If you want to avail of the annual CGT exemption, you could keep €12k in shares.
€1,270 a year for 10 years
I have about €80k in shares on Degiro. The bank has asked to see evidence of this when assessing my mortgage application. How do I show them evidence of this? I could take a screenshot of my portfolio page but that doesn't seem likely to be very convincing.
most of that 80k is subject to capital gains at 33%
I might be able to take out about €5k/year tax-free.
Curious about this. Degiro don't allow shared accounts and as far as I know you can't transfer shares (or cash) to an account in a different name. So how can you transfer half to your partner and use their CGT allowance? The gain has occurred on the sale which is before any transfer. So, technically, the gain is still yours no matter the fact you transfer something after.CGT is only payable on the gains. So I can take more than that out tax-free every year. Also, I transfer half to my partner and use her credits too, so that's €2,540 of tax-free gains every year. Roughly half is gains for me right now. Taking that into account, I might be able to take out about €5k/year tax-free.