PimpedJumper
Registered User
- Messages
- 4
Hi everyone,
Wondering if anyone can give me some advice... I was recently in a European city for a business trip. At the end of the first day we went for a meal and a couple of drinks. On the way back to our hotel we were approached by a rep for a 'gentlemans club'. Entry was free so we said why not go in for one last drink before retiring to our hotel. This was approximately 22:00 /22:30.
Upon entry we ordered two beers, I paid by Debit Card and soon after two free shots of some substance were handed to us, the girls were very forceful and literally fed the shot / substance into my mouth. I would like to reiterate I was sober entering the establishment having had 1 pint of beer and 1 glass of red wine with my dinner earlier that evening.
Approximately 15 minutes later I believe I blacked out and have no recollection of anything that happened between the hours of 23:00 and 04:30. From looking at online forums and threads I now believe I was drugged, more than likely by the free shot.
The following morning I woke at 7:30 and met my colleague in the reception for checkout. It was then I noticed my Debit Card was declined and my Mastercard was missing. When I arrived at the office I immediately logged onto my internet banking and cancelled the missing Mastercard. No transactions had hit any of my cards so I was reasonably satisfied.
That evening we travelled to another nearby city to catch our flight home. At breakfast the next morning I logged onto my internet banking to review my transactions and got the shock of my life, my stolen Mastercard had been maxed out. The same club had processed fraudulent transactions in the region of €4,000 by chip & pin. (6 transactions in 30 minutes ranging from €200 to €1100, some transactions occurred 1 minute apart)
I immediately rang my bank and informed them of the fraudulent transactions. These have been escalated to the fraud team and I am now waiting to hear back, hopefully early this week.
I understand negligence is the key issue here when it comes to arguing liability of fraudulent credit card transactions. When arguing my case should I:
a) argue I was drugged, the card was stolen and I have no recollection of anything
b) argue the card was stolen and the hostess must have memorised my pin from the original transaction
c) the banks security systems should have blocked the transactions (I never use this card in bars, and would never spend €4,000 in 30 minutes)
d) combinations of the above
I am worried sick about this and I'm really not in a position to accept full liability for €4k. I know most people will target me for entering one of these clubs but never for one minute did I expect to be a victim of a date rape drug. I have since learned there are websites devoted to this and a number of major scams are on-going throughout Europe where clubs are drugging foreigners and essentially robbing them.
Any advice would be greatly appreciated.
Wondering if anyone can give me some advice... I was recently in a European city for a business trip. At the end of the first day we went for a meal and a couple of drinks. On the way back to our hotel we were approached by a rep for a 'gentlemans club'. Entry was free so we said why not go in for one last drink before retiring to our hotel. This was approximately 22:00 /22:30.
Upon entry we ordered two beers, I paid by Debit Card and soon after two free shots of some substance were handed to us, the girls were very forceful and literally fed the shot / substance into my mouth. I would like to reiterate I was sober entering the establishment having had 1 pint of beer and 1 glass of red wine with my dinner earlier that evening.
Approximately 15 minutes later I believe I blacked out and have no recollection of anything that happened between the hours of 23:00 and 04:30. From looking at online forums and threads I now believe I was drugged, more than likely by the free shot.
The following morning I woke at 7:30 and met my colleague in the reception for checkout. It was then I noticed my Debit Card was declined and my Mastercard was missing. When I arrived at the office I immediately logged onto my internet banking and cancelled the missing Mastercard. No transactions had hit any of my cards so I was reasonably satisfied.
That evening we travelled to another nearby city to catch our flight home. At breakfast the next morning I logged onto my internet banking to review my transactions and got the shock of my life, my stolen Mastercard had been maxed out. The same club had processed fraudulent transactions in the region of €4,000 by chip & pin. (6 transactions in 30 minutes ranging from €200 to €1100, some transactions occurred 1 minute apart)
I immediately rang my bank and informed them of the fraudulent transactions. These have been escalated to the fraud team and I am now waiting to hear back, hopefully early this week.
I understand negligence is the key issue here when it comes to arguing liability of fraudulent credit card transactions. When arguing my case should I:
a) argue I was drugged, the card was stolen and I have no recollection of anything
b) argue the card was stolen and the hostess must have memorised my pin from the original transaction
c) the banks security systems should have blocked the transactions (I never use this card in bars, and would never spend €4,000 in 30 minutes)
d) combinations of the above
I am worried sick about this and I'm really not in a position to accept full liability for €4k. I know most people will target me for entering one of these clubs but never for one minute did I expect to be a victim of a date rape drug. I have since learned there are websites devoted to this and a number of major scams are on-going throughout Europe where clubs are drugging foreigners and essentially robbing them.
Any advice would be greatly appreciated.
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