I have a copy of my fixed rate expiry notice which might help. It is a standard letter which was issued in 2010. The first paragraph reads:
"The fixed rate period on your mortgage is coming to an end on DATE, so it's time to start thinking about your next mortgage deal. Any borrowings you have on this fixed rate will now automatically roll to the Standard Variable Rate (APR X%) of X%.
You might choose a new variable rate or alternatively you could select a new fixed rate. With a fixed rate you will continue to have the security of knowing what your monthly repayments will be. The following are the range of options that are currently available for you to choose from:"
Underneath is a table which includes a number of fixed rate and variable rate options. Tracker is not included within the rate options.
At the bottom of the letter there are 2 further relevant paragraphs.
"If you choose one of the interest rate options above, other than your Default option, please complete the enclosed Letter of Authority and return it to us within 10 days of the date of this letter. We will then move your existing Mortgage to the option chosen.
Please note that if you opt for a further fixed rate and y our current default interest rate option is a tracker rate, at the end of this new fixed rate period the tracker interest rate option will no longer be available, and your mortgage will default to a standard variable rate."
Any text in bold above is in bold on the letter.
Also worth noting that according to my diary at the time, when I read the final paragraph in bold I contacted the bank and requested my tracker rate back. They informed me that it was not on offer, so I couldn't have it and the only rates I could move to were clearly set out in the letter I received. At this point I had fixed my mortgage rate once only.
I was referring to the form that would have been signed when moving from the tracker to a fixed rate initially...not when the fixed rate ended.