Hope someone can help with my query or was in a similar situation ,
I took out a tracker mortgage in 2007 with first active , joint mortgage , want to take off second applicant and approached Ulsterbank , advised need to take out new loan and will loose tracker rate , referred to Fso and central bank but they are saying the bank are entitled to do this , I have requested data request for original loan offer and t&cs , still awaiting for them to come back , just wondering has anyone been in this situation
I took out a tracker mortgage in 2007 with first active , joint mortgage , want to take off second applicant and approached Ulsterbank , advised need to take out new loan and will loose tracker rate , referred to Fso and central bank but they are saying the bank are entitled to do this , I have requested data request for original loan offer and t&cs , still awaiting for them to come back , just wondering has anyone been in this situation