WorstPigeon
Registered User
- Messages
- 89
I've just gotten home insurance for a new house. I initially phoned my bank for this; however they (or the insurer they use) would not quote due to the roof being flat. I then phoned another insurer who did quote (they had different guidelines on a flat roof, allowing concrete ones). I was happy with their quote, so took out insurance with them. On the question "have you had insurance declined, refused, cancelled or voided" I answered no.
Thinking about it after, though, should I have answered yes on this, on the grounds that the other insurer refused to quote? It's not clear to me exactly what "insurance declined/refused" means in this context. It doesn't seem like it should cover the case where an insurer wouldn't provide a quote, but I'm now worried that I should have mentioned it. Am I just being paranoid?
Thinking about it after, though, should I have answered yes on this, on the grounds that the other insurer refused to quote? It's not clear to me exactly what "insurance declined/refused" means in this context. It doesn't seem like it should cover the case where an insurer wouldn't provide a quote, but I'm now worried that I should have mentioned it. Am I just being paranoid?