Creditbureauq
Registered User
- Messages
- 3
I can't get a straight answer from the banks or the Credit Bureau.
I need to move asap and get my credit bureau check. It sets out all my previous loans and my existing mortgage. That shows that payments have been made properly and in time for the last 24 months. There's nothing else indicated.
I know that I went into arrears in 2012 and 2013 from time to time culminating in 5 months in arrears in May/June 2013. That was cleared then and has been paid correctly since.
There is no CBS and the Credit bureau tell me this is generated by the bank and I can't get it generated myself.
So when I apply for a mortgage will I clear the check or not? The Bureau seem to say that all the bank get is the last 2 years of repayments on outstanding loans and the final state of play on all loans taken out/or still existing in last 5 years.
Can anyone help?
I need to move asap and get my credit bureau check. It sets out all my previous loans and my existing mortgage. That shows that payments have been made properly and in time for the last 24 months. There's nothing else indicated.
I know that I went into arrears in 2012 and 2013 from time to time culminating in 5 months in arrears in May/June 2013. That was cleared then and has been paid correctly since.
There is no CBS and the Credit bureau tell me this is generated by the bank and I can't get it generated myself.
So when I apply for a mortgage will I clear the check or not? The Bureau seem to say that all the bank get is the last 2 years of repayments on outstanding loans and the final state of play on all loans taken out/or still existing in last 5 years.
Can anyone help?