Is bank of ireland lowering its variable rate based on LTV, THEY told me because im in positive equity by 100 grand i dont need a valuation to fix again by august 29th or i roll over to the standard variable rate..what i dont understand is that they told me after the fixed period i would roll onto a variable rate based on my ltv but why wont they not do this now???
I WOULD LOVE TO SWITCH TO AIB but my wife is not working and we live on 38 k a year..we have a mortgage for 156000 with 28 years left but house is now valued at 260000.. we were blessed to get a mortgage in 2013 but feel trapped with boi at the moment ..my wife will go back to work when children go to school in a few years and then we will be in a better position to switch..
I WOULD LOVE TO SWITCH TO AIB but my wife is not working and we live on 38 k a year..we have a mortgage for 156000 with 28 years left but house is now valued at 260000.. we were blessed to get a mortgage in 2013 but feel trapped with boi at the moment ..my wife will go back to work when children go to school in a few years and then we will be in a better position to switch..