I am struggling to understand why there is not more talk about the BOI 2% offer on here and in the wider public domain. Perhaps it is masked by their outrageous variable rates but to my mind BOI are now the most transparent mortgage provider out there; they will be very competitive on fixed rates while doing everything possible to discourage variable rates. The 2% concession is huge, you could end up with thousands in your pocket now, fixing at 3.6% etc for 5 years and switching again if their rates are not competitive then.
I would switch in an instant if it wasn't for mortgage interest relief, in any event I will be using their offer as a threat to AIB to see if I can get any joy on a reduction in my existing rate.
I would switch in an instant if it wasn't for mortgage interest relief, in any event I will be using their offer as a threat to AIB to see if I can get any joy on a reduction in my existing rate.