How much do I need to save for my kids' third level education?

Major savings are achieved when student can live "at home" and commute daily to college!

Indeed and is to be encouraged where possible. Also big variation between total costs depending on where you live in Dublin, use of public transport, food brought back on Sundays etc. I know someone forking out €15k per year, all in, for 1 kid in UCD - that's 50% more than I'm paying and my daughter is not slumming it !
 
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