My husband died suddenly in mid january and already the bank are hassling me to repay his debt, writing threatening letters and saying my credit rating will be affected. All our bank accounts and everything my husband and i owned were in joint names apart from his credit card. I have already transferred them into my name and so I feel no responsibility for his credit card.
Am I right in assuming that if all his assets were jointly owned by me then they cannot be part of his estate?
Is the bank entitled to demand repayment by me if there is no estate to speak of?
And finally, although my husband left a Wlll leaving everything to me, is the bank entitled to a copy of his Will as they demanded in today's letter?
Any ideas on how best to handle this situation?
Am I right in assuming that if all his assets were jointly owned by me then they cannot be part of his estate?
Is the bank entitled to demand repayment by me if there is no estate to speak of?
And finally, although my husband left a Wlll leaving everything to me, is the bank entitled to a copy of his Will as they demanded in today's letter?
Any ideas on how best to handle this situation?