Hi,
I have just switched to PTSB to avoid paying bank charges with BOI. I went in today to close my curreny account in BOI which has a zero balance and they wanted 20euro to close it. This was for bank charges/transaction fees accrued over the past 3.5 months which have not been charged on the account yet. I have already canceled my visa debit card with them.
I dont intend ever using this account again, should i pay the charges and close it or just leave it there? I assume if they apply the charges later it will drive the account overdrawn which it has never been.
What would be the consequences of just ignoring this account?
I have just switched to PTSB to avoid paying bank charges with BOI. I went in today to close my curreny account in BOI which has a zero balance and they wanted 20euro to close it. This was for bank charges/transaction fees accrued over the past 3.5 months which have not been charged on the account yet. I have already canceled my visa debit card with them.
I dont intend ever using this account again, should i pay the charges and close it or just leave it there? I assume if they apply the charges later it will drive the account overdrawn which it has never been.
What would be the consequences of just ignoring this account?