Evening Grass. We got a letter in about a week to 10 days, asking for confirmation of address - original utility bill or bank statement etc. Called Tesco to ask how long, and they said once you get a letter you are approved, pending confirmation of address. We sent this off, that day, in the FREEPOST envelope to an Irish address. Apparently, the Irish operation is just clearing and it was sent on to The UK (am open to correction). We then got the original proof of address returned a week later, and the credit card a week after that. So between 3 - 4 weeks max. Balance was transferred same day. Then as above, rang to increase credit limit. I had thought that it was 0% on balance transfers for 6 months OR % on purchases for 8 months. The bill says it is BOTH. Thou I am not going to use the latter as it's just an open invitation to debt!!!
Tesco are putting transactions on-line for Irish customers this year - so they say. We just pay over the phone with a debit card, or you can transfer on line. The only problem we had was that it takes an additional 4 weeks to get an additional card-holder, even thou we added all the info on the initial on-line application. They sent a form after the primary card-holder card arrived to be filled in and signed, and a week later a letter looking for.......... wait for it......... a form signed by an accountant or teacher or doctor etc. (At least they took the priest off) and the card came too weeks after that. If you want a 2nd cardholder to also have authority to phone etc., this is another form to request!
On a positive note, delighted to be given a credit break and they are open 24/7 and exceptionally helpful. Also getting all the extra clubcard points and a good bit off the Bord Gais bills. Overall - very happy.
Ive tried talking to BOI to see if they would waiver the interest for 6 months but they wont budge. Does anyone know of any companies that i can t/fer balance to @ 0% interest for a short period?