On radio this morning, I heard this morning on newstalk that Bank of Scotland who no longer do new business in Ireland are selling their mortgage book which has over 80,000 Mortgages whch are mainly trackers and buy to let mortgages,, they already have sold the Commerical Book for 1/10 of their value,this not confirmed as of yet and no guide price of how much they will sell it for, but this could potentially be good news for some mortgage holders with Bank of Scotland as they maybe able strike up good deals with whoever buys this Mortgage Book, Could be similar to GE money who sold their mortgage book to an Austrailian company called Peppered who started dealing with mortgage holders in a more realisitic way, just wondering will any other foreign banks do the same here, such as Ulster Bank,