Hi
I am new to posting here. Hope someone can give me badly needed advise.
My car is currently give me serious trouble and was thinking of applying for a personal loan form AIB to repalce it. In the current economic climate and the state of my personal finance i am a bit worried that I am wasting my time. my current finances are as follows.
Origianl personal loan (Car) from AIB :€3500 (2year) €200 remaing (will be paid off 3-4 months early)(first and only loan so far).
Current account overdraft: €700
Credit card: €500
Monthly income: €2000
no savings worth mentioning.
I max out both my overdraft and credit card by the end of each month but they are always payed back in full before the begining of the next.
What would be peoples opinion on the chances of securing a personal loan of €5000 for a car?
I am new to posting here. Hope someone can give me badly needed advise.
My car is currently give me serious trouble and was thinking of applying for a personal loan form AIB to repalce it. In the current economic climate and the state of my personal finance i am a bit worried that I am wasting my time. my current finances are as follows.
Origianl personal loan (Car) from AIB :€3500 (2year) €200 remaing (will be paid off 3-4 months early)(first and only loan so far).
Current account overdraft: €700
Credit card: €500
Monthly income: €2000
no savings worth mentioning.
I max out both my overdraft and credit card by the end of each month but they are always payed back in full before the begining of the next.
What would be peoples opinion on the chances of securing a personal loan of €5000 for a car?